I don't think you're harsh, I think you're spot on. I won't give to GoFundMe either. I just had words with my son about his girlfriend. She wanted money from him to pay her $450 phone bill. He doesn't get paid until Friday. So who does he come to?

HA!

I don't have a $450 phone bill. I have a cheap, unlocked phone I paid $118 3 years ago and use a prepaid unlimited service I pay $25 a month for. It does everything the $80 a month fancy phone the girlfriend has. So....ummmm...no.