I've worked in mental health and as a lawyer, I've seen and had access to the most duplicitious minds around. I'm a human lie detector. The "dump" of personal information and the sob story, nope. It's too much detail. We don't talk or write like that. Here's how we do it, "Hi, I'm 61, I'm an aircraft mechanic, divorced, 2 kids" or whatever. The extraneous detail and minutia is to make you think it's real. Think about it, who has ever dumped that much info on you right away? Who needs to explain what an aircraft mechainc does?

You don't need to put your financial details online for it to be a scam. These people know that. They target "women of a certian age" like us. They act fast to pull you off the site and into personal emails....they'll pay for a bit, but best beleive the "ask" is coming. They cast the net wide and see who'll bite.