That woman at the party is just bitter, insecure and completely jealous. She can't get a man like "Ryan" because she's ugly - on the inside, as evidenced by her comments.

I'm no 10, never was, but am considered very attractive for my age by whoever judges these things. My husband is a big guy, really big, like 300 pounds. The reverse is often said about us. Guys say I'm too hot for him. Women say I'm settling because I'm insecure or want to be the pretty one. or they say he has money. He's a self employed artist, I can assure you money is the one thing he doesn't have.

People say that shit because they're projecting their own insecurities and inadequacies onto others. It's that simple.